A well-planned budget can help you to achieve your frugal goals. Learn how to create your own frugal budget.   Difficulty: Average   Time Required: 1-3 hours   What You Need:   A copy of your bills A calculator Pen or pencil Paper           Here’s How:   Assess your monthly expenses.   Make […]

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Being Frugal is associated with smarter, happier, healthier spending habits. People who are able to practice restraint in purchasing are different than those who are loose in their spending habits.  There are distinct differences between tightwads, those who have trouble spending money, and spendthrifts, those who have trouble not spending money.  There are 5 advantages […]

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